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There have been many calls for universal health coverage recently. Nigeria is one of the signatories to the universal health coverage plan which states that citizens must be able to access health facilities without payment at the point of getting that service. One of the models through which this can be delivered is community health insurance. There are now a number of community health insurance programmes in Nigeria. The biggest attraction of community health insurance as a model for delivering universal health coverage is probably its inclusion of the community, the insurer, the provider and sometimes a third party in its management. We have been on the lookout for a programme where this works. And we finally found one.

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